Comparison Tables

SMSF Setup and Administration service providers

Below is a list of central SMSF service providers that promote themselves to clients Australia wide. It includes those that just supply trust deeds and a setup pack, those that provide a full setup service to completion, and those that do both establishment and ongoing SMSF annual administration.

Note that the alternative to using any of these below is to use your local accountant. The difference will likely be in price, the personalised service of your accountant, advisory services they may be able to offer, and any other services that they may package up with your SMSF work. See our article on Important items to consider with SMSF administration for more detail on this.

 

SMSF setup only - online providers

These are companies that will provide an establishment package to setup a new SMSF. With these, you go online and fill in your details, and they send you a trust deed to execute, and a range of other forms and a checklist to complete the setup.

 

NAME	SUMMARY	PRICE
Cleardocs www.cleardocs.com.au	Supplies an SMSF establishment package, including a PDF trust deed (or option of mailed hardcopy) and other setup documents which you need to complete yourself. Includes an instruction sheet. Documents are from law firm Maddocks.	$137.50 for email trust deed that you print out, and establishment pack $187 for hard copy trust deed posted in duplicate, and establishment pack
Compleo www.compleo.com.au	Supplies an SMSF establishment package, including a PDF trust deed and other setup documents which you need to complete yourself. Includes an instruction sheet. Documents are from Norman Waterhouse lawyers.	$130 for email trust deed that you print out, and establishment pack
DBA Lawyers www.dbalawyers.com.au	Supplies an SMSF establishment package (soft or hardcopy), including trust deed, PDS, BDBN pro forma, and all other setup documents required for establishment. Includes detailed instructions on how to execute the documents. Note this deed is written by Dan Butler who is a lawyer, presenter and trainer of SMSF law & strategies to financial planners and accountants. Also offers a web based annual trust deed update service.	$400 softcopy $1,100 softcopy + corporate trustee $450 hardcopy $1,200 hardcopy + corporate trustee $137.50 for annual web based trust deed update service
Direct Docs www.directdocs.com.au	Supplies an SMSF establishment package of documents sufficient to set up your own self managed superannuation fund with or without a corporate trustee. Contains trust deed, company constitution (for that option), membership forms, resolutions, declarations etc, and a detailed guide as to how to use these documents. Written in plain english by barrister Jeremy Gordon. Note there are also QROPS compliant packages for UK migrants. Also has a SMSF document checking service, and can provide advice on superannuation law (barrister).	$265 full package for individual trustees $365 full package inc. corporate trustee constitution $395 full QROPS package for UK migrants - corporate $175 trust deed only $195 QROPS trust deed only $85 corporate trustee constitution only
Heffron www.heffron.com.au	Offers a deed structure which does not try and replicate precise SIS provisions which change regularly and which can result in a deed requiring constant amendment. The Heffron deed focuses on the key issues on which SIS provides little or no guidance such as how is the fund managed when a member dies, what powers does the trustee have, & what issues are decided by members?	$440 for the deed only service and $605 for the deed + comprehensive compliance establishment package (minutes, member application forms, PDS, Trustee Guides, death benefit nominations, etc)
Law Central www.lawcentral.com.au	Supplies an SMSF establishment package, including a PDF trust deed and other setup documents which you need to complete yourself. Includes an instruction sheet.	$220 for email trust deed that you print out, and establishment pack
Macquarie Group Services www.macquariegs.com.au	Supplies trust deeds and SMSFs that supports law, tax and financial planning practitioners. MGS’ SMSF is a fully-inclusive product with normal establishment folder incl Deed, PDS and other documentation but adds nine additional kits for no extra charge. These kits include pension, investment strategies, SMSF Wills, Rollback, Reserving, Death, Member Roll-In and Member Roll-Out. Kits include all documents, detailed explanatory guidance, checklists and more. Plus MGS provide a Member Kit in a durable wallet for the Trustees. MGS offer free advice and support by qualified practitioners but ONLY supplies to practitioners. Trustees should contact www.investorone.com.au	$440 full new product email plus binder. $440 or less for deed upgrades (any). Contact MGS for pricing of multiple funds.
NTAA Corporate www.ntaacorporate.com.au	Supplies an SMSF establishment package comprising of a trust deed plus all standard documents required to set up and administer the fund, including an instruction sheet. The documents have been drafted by Hall & Wilcox lawyers and the process is supervised and supported by an incorporated legal practice.	$143 softcopy package (email) $198 hard copy package with overnight courier delivery on the deed in triplicate.
Reckonespreon www.reckonespreon.com.au	Supplies an SMSF establishment package, with a choice of two different trust deeds. A Standard deed, and the Strategist deed. You can receive either by email or via hardcopy ,and includes other setup documents which you need to complete yourself. Includes an instruction sheet.	$154 standard deed via email $220 standard deed mailed hardcopy $407 strategist deed via email $495 strategist deed mailed hardcopy All with establishment pack and instructions
SMSF Strategies www.smsfstrategies.com	Supplies an SMSF trust deed via email, with the option for hardcopy including a folder, ATO forms and booklets, and a trustee DVD. This deed is written by Grant Abbott, who is a presenter and trainer of SMSF strategies to financial planners and accountants.	$430 trust deed emailed. Add $110 for hardcopy, with folder, ATO forms & booklets, and trustee DVD.
Superannuation Australia www.taxpayer.com.au	Supplies a few different levels of SMSF establishment packages, ranging from a DIY package where you complete the schedule to the Deed and supporting papers yourself, through to a Deluxe package where all the steps you need to follow are done for you.	$286 Economy deed $330 Economy deed with PDS $440 Deluxe deed $484 Deluxe deed with PDS
Top Docs www.topdocs.com.au	Supplies an SMSF establishment package, including a choice of either hardcopy of softcopy trsut deed, a CD with all docs on it, plus all other setup documents which you need to complete yourself. Includes an instruction sheet. Deed drafted in conjunction with Holding Redlich lawyers.	$440 for full service hardcopy $275 for online delivery
Trust Deed.com.au www.trustdeed.com.au	Supplies an SMSF establishment package, including a PDF trust deed and other setup documents which you need to complete yourself. Includes an instruction sheet. Documents are from law firm Batallion legal.	$110 for email trust deed that you print out, and establishment pack

 

SMSF setup & annual administration

These are companies that will setup a new SMSF, along with providing end of year administration and compliance for new or existing SMSFs. They will either use a trust deed from one of the above suppliers (or another law firm), or may use their own.

 

NAME	SUMMARY	SETUP PRICE	BASIC ANNUAL ADMIN PRICES*
Absolute Super Know how www.absolutesuperknowhow.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee, up to a limit of 20 securities, with fees increasing thereafter	$770	$2,475 includes up to 20 separate securities. Fees may vary for additional investments or complex assignments
Catalyst Super www.catalystsuper.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee, based on the complexity of the fund. This is a 'daily' admin service with the ability to see your fund position online throughout the year.	$825 individual trustees $1,375 with corporate trustee	$2,640 basic fund $3,300 medium fund 3,960 complex fund + audit fees for each.
Cavendish Super www.cavendishsuper.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee.	$695	$1,995 + $455 audit fee $1,680 + $455 audit feeif all investments are via certain wrap platforms. Extra for pensions.
Compli www.compli.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee(depending on fund complexity). Also provides access to high level SMSF Compliance support for trustees as part of the service.	$550	$1980 + $550 audit fee per annum for standard fund.
Contract Accounting Services www.contractaccountant.com.au	Establishes new SMSFs and provides end of year SMSF administration based on tranaction level. Caters for SMSFs with low transactions typically those holding term deposits and property investments.	$560 Individual Trustee $1,325 Corporate Trustee	$75 per month or $900 p.a if <50 transactions p.a. $100 per month or $1200 p.a. for 50-150 transactions p.a. $125 per month or $1500 p.a. for >150 transactions(conditions apply) p.a. Audit fee $462 p.a. not included above.
Discount DIY Super www.discountdiysuper.com.au	Establishes new SMSFs and provides end of year SMSF administration on a price scale depending on how many transactions your Fund makes through the year. Additional fees also apply if you "invest in non-standard assets such as an unlisted company, private unit trust, derivatives, loans or Real Property through an installment warrant type arrangement"	FREE ( if you pay a $250 deposit towards the annual admin fee)	$990 base fee for 2 members and 50 transactions. Extra $330 for 50 to 100 transactions. $2.20 per trans. over 100. $100 for each extra member. Extra $300 if paying one or more pensions. Extra $594 for direct property via installment warrant.
DIY Superannuation Services Pty Ltd www.diysuperservices.com.au	Provides  comprehensive, ongoing administration, compliance and year-end tax service, for a flat fee. Establishes new SMSFs completed/forwarded within 2 working days, plus corporate trustees, and establishment of instalment warrant.	$770 setup $770 corporate trustee $2640 establishment of instalment warrant	$1980 Accumulation Fund $2640 Pension Fund
Dixon Advisory www.dixon.com.au	Establishes new SMSFs and provides end of year SMSF administration, based on a % of the value of your fund up to a maximum limit. Dixon also has a wide range of advisory and investment services.	$990	1% of fund value , up to a max of $4,990
DIY Super Fund www.diysuperfund.com.au	Establishes new SMSFs and provides end of year SMSF administration on a sliding price scale depending on how many transactions your Fund does.	$495 ( trust deed and setup pack) or $1,265 for full service setup	$1,320 < 100 transactions $1,650 100 to 200 transac. $1,980 200 to 300 transac. Get quote for over 300 trans.
E-Superfund www.esuperfund.com.au	Establishes new SMSFs for free, with very low cost ongoing admin. The limitation here is that you have to use e-superfund for your end of year admin for at least 1 year (or pay an exit fee), Comsec as your stockbroker, and ANZ V2 plus as the bank account. They will also limit some types of investment (e.g. can't trade spot FX, ect). They have a list of approved investments.	Free (but conditions apply)	$699 (with conditions)
Fiducian SMSF Service www.fiduciansmsf.com.au	Establishes new SMSFs and provides daily SMSF administration as well as end of year services for an agreed fee. Also provides access to online fund reporting and processing.	$650 for full service setup for individual trustees or $1,250 for corporate trustee.	$2,640 for daily administration (extra if paying pensions) for up to 30 investments + $450 minimum audit fee.
Heffron www.heffron.com.au	Provides an ongoing administration, compliance and year-end tax & accounting service for a fixed dollar fee. Also provides access to high level SMSF compliance support for trustees as part of the service	$715 for full service setup for individual trustees or $1,430 for corporate trustee	$1,980 for accumulation fund and $3,080 for pension fund (including actuarial certificate) plus $495 audit fee. Transaction loading will apply subject to the number of transactions per annum.
Horizon Superannuation www.horizonsuperannuation.com.au	Establishes new SMSFs and provides end of year SMSF administration on a sliding price scale depending on how many transactions your Fund does.	$539	$1,760 up to 125 transactions $1,980 126 to 200 transac. $2,200 201 to 300 transac. $2,420 for over 300 trans.
Just Super www.justsuper.com.au	Establishes new SMSFs and provides a choice of either quarterly or annual SMSF administration for a flat fee (if data received electronically) or scaled fee based on transactions if all manual input. They can also provide strategic advice for a fee, and provide support for technical queries.	$440	$1,100 pa accumulation fund, and $1,650 pa for fund with pensions + $330 audit fee if data received electronically. Higher scaled fee based on transactons if data is manual entry. Audit fee assumes no unlisted, related party entities or loans.
MORE Superannuation www.moresuperannuation.com	Establishes new SMSFs and provides "daily" SMSF administration for a flat fee. Setups are free if admin is also engaged. Note that they only deal via accountants or financial planners, not directly to trustees.	FREE if admin is engaged $330 if admin is not engaged	$990 pa fixed fee.
Premier Super www.premiersuper.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee. Also has the option of a full custodial service that acts as a mail house, and allows trustees to hand over all day to day admin issues to them.	$990	$1,870 for a regular admin service $3,740 for a full custodial service (extra if paying pensions)
Self Managed Super Institute www.selfmanagedsuper.com.au	Establishes new SMSFs for free, and provides end of year SMSF administration based at a monthly flat dollar fee. The restriction here is that you have to use the Macquarie CMT as your cash account. Referrals are made to financial planners for any super or investment advice.	FREE	$1,800 ($150 paid monthly) and has a minimum of 2 members per fund. $200 additional fee is charged if you borrow to invest in property or shares.
Sequoia Superannuation www.sequoia.com.au	Establishes new SMSFs and provides a choice of either daily or annual admin & reporting for all SMSFs at a fixed free price. There are no further costs based on assets or transactions. Ability to assist with borrowing, income streams, consulting as required at an hourly rate. Also has a broad network of experienced professionals if further advice is required.	$695	$1,950 + $450 audit flat fee for either daily or annual admin.
Simple Super Solutions www.simplesupersolutions.com.au	Provides a full SMSF service to accountants, individuals and advisers. Processing accounts on monthly, quarterly and annual basis. Electronic upload from your office to our software with access to clients data 24 hrs day.	$1200 for Corporate trustee; Individual Trustee Establishment and Trust Deed upgrades available	$2200 Standard funds incl 150 transactions (plus audit) with no restrictions on bank accounts or investments. Tailored fees available for referrers, Call for obligation free quote on all accounting work.
Smart Super www.smartsuper.com.au	Establishes new SMSFs and provides end of year SMSF administration, based on a flat fee + a % of the value of your fund up to a maximum limit. They also offer advisory / strategy development services for a fee.	$1,210	$1,650 base fee + 0.5% of the fund value , subject to a minimum of $2,750, + $550 minimum audit fee
Supa Funds www.supafunds.com.au	Establishes new SMSFs and provides end of year SMSF administration, based on a flat fee for up to 360 transactions. They also offer advisory / strategy development services for a fee.	$585	$2,740 for up to 360 transactions. $4.40 for every excess transaction.
Super Accounting www.superaccounting.com.au	Establishes new SMSFs and provides end of year SMSF administration on a price scale depending on how many transactions your Fund makes through the year. Additional fees apply if you "invest in non-standard assets such as derivatives, collectable's, private unit trust, unlisted company, agricultural investments, real property or lending funds to any person/entity."	$495	$1,056 for up to 150 transactions ($2.42 for each additional transaction). Extra $342 if paying one or more pensions. Extra $594 for direct property via installment warrant.
Superannuation Warehouse www.superannuationwarehouse.com.au	Establishes new SMSFs and provides end of year SMSF administration services for a flat monthly fixed fee if transactions are received electronicaly. Also establishes trusts for borrowing for property and ungeared unit trusts, however these have seperate fees.	FREE	$39 per month flat fee if Bell Direct is used as stockbroker, and NAB UBank is used as cash account. $79 per month flat fee if other stockbroker or bank account is used. Extra admin fees for SMSF loan for property or ungeared unit trusts.
SuperConcepts www.superconcepts.com.au	Establishes new SMSFs and provides a few different end of year SMSF administration services with different pricing. One is fixed, another is based on time required, and another is based on your Fund balance.	$473 ( trust deed and setup pack)	$3,960 for quarterly admin $2,640 for <$250K and goes up from there for daily online admin $1,390 for annual admin for up to 10 transactions and goes up from there on a scale
SuperEasy www.supereasy.com.au	Establishes new SMSFs and provides end of year SMSF administration on a sliding price scale depending on how many investments your Fund holds through the year.	$345 ( trust deed and setup pack)	$1,195 for up to 15 investments. Beyond this costs extra, and varies for each type of investment.
Super Group www.supergroup.com.au	Establishes new SMSFs and provides daily updated SMSF administration, with admin fees based on the size of the fund. Also provides (for a fee) strategic retirement planning and advice to clients when transitioning to the pension phase, and a Fund Doctor service for checking compliance.	$450 $1,200 if also establishing corporate trustee	$2,000 up to $200k fund size. The fee then rises as the size of the fund increases. e.g. $400k = $3,500 $500k = $4,000 + approx $350 audit.
Super Guardian www.superguardian.com.au	Establishes new SMSFs and provides daily SMSF administration by acting as the mail house for the Fund. Annual fees are based on number of investments held at start of the year. Also provides daily online fund reporting, and strategic advice for a fee.	$650	$1,812 for 0-10 investments, then a range of prices up from here based on number of investments, up to $4,080for 50 investments. POA for >50 investments.
Super Help www.superhelp.com.au	Establishes new SMSFs for free, and provides end of year SMSF administration. However, to setup for free, you must use them for EOY admin. The admin is priced based on how many investments are held for the year, and how many members.	Free (trust deed and setup pack and conditions apply)	$790 base fee for up to 2 members and 12 Australian investments. More than this costs extra and varies for each type of investment.
Super Plus www.superplus.net.au	Establishes new SMSFs and provides end of year SMSF administration based on number of investments held through the year. Also provides intra-year online fund reporting.	$495	$1,502 for 1-2 investments, then a range of prices up from here based on number of investments, up to $3,531for 40 investments. POA for >40 investments.
Super Vision www.supervision.com.au	Establishes new SMSFs and provides daily SMSF administration for a flat fee, with daily pricing, quarterly reporting and daily online access to fund values. Select bank accounts also updated daily.	$880 (individuals) $1650 (if also setting up corporate trustee) $660 - Transfer existing fund	$165 per month flat fee $275 per month heavy traders (assessed case by case). $462 audit fees.
The Self Managed Super Specialists www.leenanetempleton.com.au/smsf	Establishment and strategies for new and existing SMSF's. Admin service offering with ongoing daily administration, compliance management, co-ordination of Actuarial Certifications, preparation of annual financial statements, compliance audits, trustee strategies, estate planning, SMSF borrowing. Full advisory service providing strategic advice by SMSF specialists and 24/7 online access to your fund.	$2,200 full service setup including a dedicated corporate trustee and ATO registration for the fund.	$320 per month all inclusive daily portfolio admin + YE compliance and audit. Options for full strategic financial advice, proposal available on request.
The Super Factory www.superfactory.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee.	$660	$1,760. Add $110 if pensions are paid.
Tranzact Total Super www.tranzacttotalsuper.com.au	Establishes new SMSFs and provides 'daily' SMSF administration for a fee based on your number of investments. If using a wrap platform, this counts as two investments.	$465 if using their admin - otherwise $520	Monthly fee of $152.45 + $8.50 per investment ($138.60pm + 7.85 per investment if via a financial adviser).
Your Super Accountant www.yoursuperaccountant.com.au	Establishes new SMSFs and provides end of year SMSF administration for a flat dollar fee. Also provides access to online fund reporting and processing.	Free full service setup	$950 pa for up to 20 investments, then $30ea. Unlimited transactions Up to 4 members Audit is extra via independant 3rd party.
Your Super Admin www.yoursuperadmin.com.au	Provides end of year SMSF administration on a flat dollar fee basis (unless the audit takes more than 4 hrs).	n/a	$1,705

 

*Note: if you are a SMSF setup or admin provider, and you are not listed above and wish to be, or your listed and your details are incorrect or need to be changed, please email us at admin@thesmsfreview.com.au with your correct details in the same format as above.

 

CLICK HERE to read an article which includes an explanation of the difference between 'daily' and 'end of year' smsf administration services.

 

*Notes on Prices :

- All prices have been listed based on the public information available and has been done in good faith and on a 'best endeavours' basis. Prices may have changed since this listing, and so you must check with each company to verify their current pricing before proceeding with any of them.
- Setup Price assumes a full setup service where you are assisted in the process all the way to completion, unless otherwise stated.
- Annual Admin Price means end of year (or daily) administration and includes the total price per annum including audit and GST. Assumes a flat dollar amount, unless otherwise stated.
- Note that each company may (and almost always will) have other costs beyond what is listed here for events such as establishing a pension, establishing a corporate trustee, taking over an existing fund, creating a binding death benefit nomination, having real property within the Fund, or providing advisory services. Most administrators will charge a bit extra for administration of a SMSF that is paying a pension. You need to check the full list of fees with the provider that your interested in.